In Chicago, food lines start to form

Economic rebound may be on its way but for some welfare remains the only option. This line started early in the morning at one of the non-for-profit organizations in Chicago.

Doing a short sale and your FICO credit score

According to Rex Johnson, founder of credit union consulting firm Lending Solutions Consulting, a home foreclosure, for example, might dock about 200 points off your score and a short sale could cost you around 80 to 90 points, said Johnson. Declaring bankruptcy could lower a good score of 750 by up to about 250 points. You can find entire article here.